2019 Interim Results Credit Presentation
BOI Overview
Summary Balance Sheet
2019 Interim Results Credit Presentation
Dec 15
(€bn)
Dec 16
(€bn)
Dec 17
(€bn)
Dec 18
(€bn)
Jun 19
(€bn)
Customer loans¹
85
78
76
Liquid assets
24
21
24
Wealth and Insurance assets
16
17
17
Other assets
6
7
6
Total assets
131
123
123
Customer deposits
80
75
76
Wholesale funding
14
14
13
Wealth and Insurance liabilities
16
17
17
Other liabilities
10
6
5
Subordinated liabilities and AT1
3
2
3
7275227753
17
124
79
11
17
Shareholders' equity
8
9
9
9
8272820720
23
18
126
10
18
9
Total liabilities & Shareholders' equity
131
123
123
124
126
Fully loaded CET1 ratio
11.3%
12.3%
13.8%
13.4%
13.6%
Net stable funding ratio
120%
122%
127%
130%
128%
Loan to deposit ratio
TNAV per share (excl. DPS)
Dividend per share (DPS)
106%
104%
100%
97%
97%
€7.24
€7.40
€7.52
€7.87
€7.88
11.56
16.0c
18.5c2
1 Loans and advances to customers is stated after impairment loss allowance
2 Dividend accrual of €100m (c.20bps of CET1 capital) equivalent to an annualised dividend per share of 18.5c
Bank of Ireland
38View entire presentation