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Investor Presentaiton

Capital Strong Position - Basel III Common Equity Tier 1 (CET1) (%) 10.9 10.8 10.3 10.6 10.4 • Highlights Basel III CET1 ratio of 10.4%, down 20bps Q/Q • Impact from acquisitions of Cencosud and operations of Citibank Peru Share repurchases • RWA growth CET1 Risk-weighted assets increased by $19 billion Q/Q to $348 billion • Increase primarily from impact of a Q3/14 Q4/14 Q1/15 Q2/15 Q3/15 CET1 Risk-Weighted Assets ($B) 348 335 329 308 312 Q3/14 Q4/14 Q1/15 Q2/15 Q3/15 7 • • • weaker Canadian dollar Growth in personal and business lending Higher undrawn commitments, letters of credit and guarantees Impact from acquisitions of Cencosud and operations of Citibank Peru Basel III Leverage ratio of 4.1% Capital position remains strong Scotiabank®
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