Financial Review Q3 2020

The Bancorp FINANCIAL REVIEW: HISTORICAL CAPITAL POSITION 25% 20% 15% 10% 5% CAPITAL POSITION THE BANCORP INC. CAPITAL RATIOS 0% 2017 2018 2019 2020 Q3 Tier 1 Leverage Ratio 7.9% 10.1% 9.6% Tier 1 Risk-based Capital Ratio (RBC)¹ 16% 20% 19% Total Risk-based Capital Ratio 17% 21% 19% 8.6% 14% 15% HIGHLIGHTS Tier1 Capital Ratio (8%-Well-capitalized minimum) Total RBC Ratio (10% Well-capitalized minimum) Corporate governance requires periodic assessment of capital minimums • Financial and strategic planning emphasize capital • Capital planning includes stress testing for unexpected conditions and events Tier 1 Leverage Ratio (5% Well-capitalized minimum) 1Tier 1 risk-based ratio is identical to Common Equity Tier 1 to risk weighted assets and has a 6.5% well capitalized minimum 27

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