FY23 Results - Investor Presentation
Wholesale Banking (Reported)
| Wholesale Banking
Income Statement
YoY Growth
9%
50%
17%
6%
19%
(>100%)
>100%
>100%
>100%
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Recoveries /
(Impairment)
PBT
(Tax Expenses) /
Tax Recoveries
PAT
FY23
1,142
359
1,501
(269)
1,232
46
1,278
(290)
988
FY22
1,047
239
1,286
(254)
1,032
(1,013)
19
18
37
FY23 PAT
FY22 PAT
Positive growth in FY23
Contraction in FY23
Balance Sheet (RM' mil/%)
Key Ratios
FY22
FY23
YTD Change
FY22
FY23
YTD Change
Gross Loans/Financing
31,063
34,662
12%
GIL Ratio
1.66%
0.64%
(1.02%)
Gross Impaired Loans
517
222
(57%)
CTI
19.8%
17.9%
(1.9%)
Customer Deposits
53,561
51,391
(4%)
Loan Loss Coverage
160.9%
304.6%
>100.0%
CASA
15,296
15,941
4%
ROA
0.05%
1.12%
1.07%
CASA Mix
28.6%
31.0%
2.4%
AmBank Group
FY23 Results - Investor Presentation
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