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Risk Snapshot RWA BREAKDOWN 1,2 CREDIT EXPOSURE BY COUNTRY 3,4 • ■Canada BUSINESS AND GOVERNMENT EXPOSURE BY SECTOR 1, 3, 5 Breakdown of Business and Government loans as a percentage of total loans and acceptances4 ■ U.S. 67% Real estate and construction 8.5% 0% ■ Credit Risk 3% ■Chile $440Bn 86% ■ Operational Risk 3% Wholesale and retail 4.4% 3% $770Bn 11% ■Market Risk 5% ■ Other International ■Mexico Financial services 3.9% ■Floor Adjustment 5% Utilities 3.8% ■ C&CA 7% 9% Other 3.3% ■ Peru ■ Colombia Technology and media 3.2% Agriculture 2.3% CANADIAN AND INTERNATIONAL RETAIL LOANS 1 Automotive 2.1% (Spot Balances) Food and beverage 1.6% Canada International Transportation 1.3% Energy 1.2% Health care 1.0% 73% 6% ■ Secured ■ Secured Sovereign 0.9% $381Bn $81Bn 94% ■ Unsecured ■ Unsecured Mining 0.9% 27% Hospitality and leisure 0.5% Forest products 0.4% Chemicals 0.3% Metals 0.3% 1 As at July 31, 2023; 2 May not add due to rounding; 3% of total loans and acceptances; 4 As at October 31, 2022; 5 See page 18 of the Q3 2023 Financial Supplementary Package 45 45

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