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Investor Presentaiton

24 Pbn 1.0% 11 2019 Asset quality management across loan segments Commercial NPL ratio stays subdued INPLs -NPL ratio ...as well as consumer NPL ratio -NPL ratio Industry Consumer NPL ratio 9.3% * 9.9%* 1.6% 1.6% 4.1% 5.3% 4.2% 17 15 2.3% 2020 2021 Note: NPL Ratios computed using Net of Unearned Interest and Discount (UID) *Industry Data refers to Philippine Banking Sector data from the BSP, Latest as of 9M 2021 Pbn 15 11 8 2019 2020 2021 PRIVATE AND PROPRIETARY Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands
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