Investor Presentaiton

CAJA RURAL DE NAVARRA This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended CAJA RURAL DE NAVARRA -COVID19-IMPACT SENSITIVITY INDEX TO THE COVID-19 CRISIS TO THE MOST SENSITIVE SECTORS REGIONS Canarias SENSITIVE SECTORS HOSTELS AND RESTAURANTS 140.8 231.38 Baleares Andalucía 130 209.12 110.08 116.2 Valencia 109.79 106.79 Murcia 108.51 91.64 TOTAL NACIONAL 100 100 Cataluña 98.14 87.67 Asturias 96.55 93.63 Cantabria 96.09 97.3 Ceuta 94.4 93.12 Madrid 93.42 81.32 Galicia 92.3 80.52 La Rioja 90.67 86.39 Melilla 89.24 93.78 Basque Country 88.72 77.23 Extremadura 86.71 76.91 Castilla y León 86.65 83.06 Aragón 82.81 76.73 Navarre 81.96 72.56 Castilla-La Mancha 75.12 73.4 Sensitive sectors: retail and wholesale trade, automotive, hotels and restaurants, real estate, education, entertainment, artistic and leisure activities Source: Data from Social Security system as of March-April 2020. 1 Data as of 3Q2020. 2020 Credit and Sustainability Framework CRN Industrial sectors are much more relevant to the economy of Navarre and Basque Country (around 30% of their GDP) than to the Spanish average (15%). Moreover, the service sectors most impacted by Covid-19 affect markedly less CRN's portfolio, with a tourism-related exposure which is half the country's average. 14

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