Investor Presentaiton

Ⓡ Muthoot Finance PRODUCTIVITY Widening presence with increasing gold loan business per branch Average Gold Loan Per Branch * 135 (in millions) 118.39 115 112.10 112.58 100.36 95 89.28 74.97 75 63.69 66.70 63.20 56.93 55.01 50.63 55 35 15 Mar-13 Mar-14 Mar-15 Mar-16 Mar-17 Mar-18 Mar-19 Mar-20 Sep-20 Mar-21 *Principal amount of Gold Loan Assets Jun-21 Sep-21 27 27

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