Access to Financial Services in Kaduna State Deep Dive
While most adults score high in planning for their finance, a concern would be the low
EFINA levels of financial knowledge and control which is required to execute their financial
Enhancing Financial Innovation & Access
plans
Financial capability indicator dimension (%)
Planning 4
37
Control
Knowledge
Choice
39
54
62
38
■Low
Medium
■ High
59
31
23
7
41
5
Planning - plan, save & invest
Control - budget & track funds
Knowledge - numerical knowledge and understanding of financial terms & conditions
Choice - can evaluate financial products & services and lodge a complaint if not satisfied
Financial capability is an average of the financial planning, financial control, knowledge and skills and making
financial choices dimensions.
Source: EFINA Access to Financial Services in Kaduna State 2020 Survey
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