Bank of Ireland 2019 Credit Presentation
ROI Mortgages
Continued proactive arrears management
>90 days arrears¹
Industry
Average
Industry
Average
16.5%
Bank of
Ireland
6.9%
1.9%
Owner Occupier
Owner Occupier
Buy to let
>720 days arrears¹
Industry
Average
Industry
Average
12.3%
Bank of
Ireland
4.5%
1.0%
Bank of Ireland 2019 Credit Presentation
Bank of
Ireland
3.6%
Buy to let
>90 days arrears
•
Bank of Ireland is significantly below the industry average
for both Owner Occupier (28% of industry average) and
Buy to Let (22% of industry average)
>720 days arrears
• Bank of Ireland is significantly below the industry average
for both Owner Occupier (22% of industry average) and
Buy to Let (15% of industry average)
Bank of
Ireland
1.9%
Owner Occupier
Owner Occupier
Buy to let
Buy to let
1 As at September 2019, based on number of accounts, industry average excluding BOI
Bank of Ireland
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