Bank of Georgia Financial Snapshot and Loan Portfolio Quality

The Group delivered a strong performance in 2Q23 and 1H23 Highlights of the quarter Profit GEL 387m ROE 34.6% C/I 26.9% up 40.6% y-o-y Highlights of the half year Profit GEL 689m ROE 31.3% C/I 27.9% up 33.5% y-o-y June 2023 NPS 61 MAU 1.2m+ up 27.3% y-o-y GEL 3.06/ordinary share interim dividend declared Further share buyback and cancellation programme of GEL 62 million Profit, ROE and C/I were adjusted for a one-off GEL 21.1 million other income related to the settlement of an outstanding legacy claim 3

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