Investor Presentaiton
Funding Strategy
Our business profile allows us to access attractive sources of funding
Sources of Funding
As of June, 2017
Total Cost of Funding (CDI1 %)
100%
90%
80%
70%
60%
50%
Dec-08
Jun-09
Dec-09
Jun-10
Source: Caixa Econômica Federal
1 Interbank Deposits
Dec-10
Jun-11
Dec-11
Jun-12
Dec-12
Jun-13
Dec-13
Jun-14
Dec-14
Jun-15
Dec-15
Jun-16
Dec-16
9%
3%
22%
25%
8%
6%
26%
■ Savings deposits
Onlendings
Repo own portfolio
■ Time deposits
■ Demand deposits
■ Mortgage linked notes
Other Liabilities
Cost of Funding CAIXA vs. CDI
8%
Average Cost: 71,8%
Jun-17
0%
4%
Dec-08
60-un
16%
12%
Dec-09
Jun-10
Dec-10
Jun-11
Dec-11
Jun-12
CDI
Cost of Funding CAIXA
Dec-12
Jun-13
Dec-13
Jun-14
Dec-14
Jun-15
Dec-15
Jun-16
Dec-16
Jun-17
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