Investor Presentaiton
2H22 impairment charge of $196m.
Impairment charges ($m)
Individually assessed
New
IAPS
466
283
144
97
123
Write-backs &
recoveries
(147) (194) (203) (166) (138)
Collectively assessed
Write-offs
direct
Other mvmts
in CAP
940
438
366
318 296
218 228
Impairment charges
Total
139 196
(10) (17)
(218)
(372)
(640) (777)
2H20 1H21 2H21 1H22 2H22
2H20 1H21 2H21 1H22 2H22
2H20 1H21 2H21 1H22 2H22
2H20 1H21 2H21 1H22 2H22
2H20 1H21 2H21 1H22 2H22
Impairment charges and stressed exposures (bps)
100
Impairment charge to average loans annualised (lhs)
......Stressed exposures to TCE (rhs)
80
60
60
60
40
40
20
20
Long run average impairment charge to average loans annualised (Ihs)
400
300
200
100
-20
-100
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
68
Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack
Westpac GROUP
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