Key Financial Indicators and Balance Sheet Analysis Q1 2023 slide image

Key Financial Indicators and Balance Sheet Analysis Q1 2023

29 Going forward Strong momentum ན Strong operating momentum across our business has continued into 2023 The liquidity and funding position of the Group is strong and allows for flexibility when it comes to issuance plans near term I I The external environment continues to add complexity, but the Group is in a good position to navigate this and continue to drive results. Agility continues to be key in the current market and the Group benefits from strong diversification which allows for optionality in capital allocation The Icelandic economy is relatively robust and is set for healthy growth in 2023. However, persistent inflation combined with global market volatility continues to pose challenges. While the outlook for our operations remain strong, the Bank will continue to take a conservative view when managing growth, provisioning and capital positioning during the current external market volatility
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