Investor Presentation FY2018

Page 7 | Investor Presentation [intact] How we will outperform in the next decade Build fortress in Canada (insure 1 in 3 Canadians) Scale in distribution Transform competitive advantages Drivers of growth Consolidate Further fragmented consolidation specialty in Canada market Digital engagement (3 of 4 缈 Leading Low 90's customer combined experience ratio customers) Become the best insurance Al shop in world Going deeper into Claims Optimize investment platforms Attract and retain talent # Leading North American specialty insurer Help employees adapt to Al & automation The future of work

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