Investor Presentation - First Nine Months 2022

Investor Presentation - First nine months 2022 Funding programmes and currencies Covered bonds by currency, end-03 2022 EUR SEK NOK 24% 28% Largest funding programmes, end-03 2022 EMTN Programme Limit - EUR 35bn Danske Bank Utilisation 42% Global Covered Bond 68% Limit EUR 30bn 48% ECP Programme 0% Total DKK 164 bn Limit EUR 13bn Senior debt¹ by currency, end-03 2022 4% 7% 4% 1% 47% USD EUR NOK SEK GBP 37% Other 1. Including senior preferred and non-preferred debt US MTN (144A] 56% Limit USD 20 bn US Commercial Paper 0% Limit USD 6bn UK Certificate of Deposit Limit USD 15bn 0% NEU Commercial Paper Total DKK 182 bn 0% - Limit EUR 10bn 39

View entire presentation