Canadian Retail: Loans and Provisions Financial Overview slide image

Canadian Retail: Loans and Provisions Financial Overview

Environment, Social & Governance (ESG) Highlights from 2020 Environment Over $28 billion mobilized to reduce the impacts of climate change out of $100 billion target by 20251 Established a dedicated ESG Equity Research Team and launched a Sustainable Finance Group within Global Banking and Markets Published inaugural Green Bond Report outlining the impact and use of proceeds from Scotiabank's US $500 million 3.5 year Green Bond issued in 2019 Implemented a Climate Change Risk Rating tool for all business banking loans as a mandatory part of credit due diligence Established multi-year partnership with the Institute for Sustainable Finance at Queen's University as part of Climate Change Centre of Excellence Social Invested almost $85 million in communities in which we operate, through donations, community sponsorships, employee volunteering, and other types of community investment Contributed over $16 million to support people and communities most at risk during the pandemic, including direct contributions for COVID-19 relief, as well as support of hospitals and healthcare professionals Advanced commitment to UN LGBTI Standards of Conduct for Business as a founding member of the Partnership for Global LGBTI Equality (PGLE) Opened our third Gord Downie & Chanie Wenjack Fund (DWF) Legacy Space, demonstrating our commitment to promoting education and discussion around indigenous reconciliation Governance Ranked in the top 1% of global financial institutions for Corporate Governance by the Dow Jones Sustainability Index Strengthened approach to responsible procurement and supplier diversity by joining Canadian Aboriginal and Minority Supplier Council 46% of Board Directors are women². We first established a Board Diversity Policy in 2013 In collaboration with Smith School of Business at Queen's University, and the IEEE, Scotiabank launched the first Trusted Data & Al for Canadian Business certification in Canada, designed for employees to develop foundational knowledge of ethical principles in business decision making, Al applications and processes Member of REFINITIV Dow Jones TOP 100 COMPANY 2020 Diversity and Inclusion Index Sustainability Indices Powered by the S&P Global CSA 1 Since November 1, 2018; 2 As of October 31, 2020 T APACT United Nations OUNTH Global Compact WOMEN CDP TCFD DRIVING SUSTAINABLE ECONOMIES TASK FORCE ON CLIMATE-RELATED FINANCIAL DISCLOSURES EQUATOR PRINCIPLES PRI 20
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