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Investor Presentaiton

TAN fogether we can Digitalization- Way Forward 75% Azadi Ka Amrit Mahotsav Upcoming Digital Initiatives of the Bank E2E digitized customer journeys Digitization of Current and Saving account opening journeys drive quality CASA acquisition Digitization of RAM journeys with high NIM potential Partnerships Led Growth Strengthen Digital Capabilities: Digital Org, Digital Talent, Digital Partnerships, Tech Architecture, etc. • FinTechs & Vendor Partnerships • Pre-Approved Credit Card through PNB One • UPI Payments Via Credit Cards ⚫ PNB One Registration without Debit Card • Authentication in lieu of Debit card for Customer Onboarding on UPI 6 Digitalization PNB Path towards Digitalisation |აის Page 37
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