ING 1Q2023 Financial Targets Update

Well-diversified lending credit outstandings" by activity ING Group Retail Banking Wholesale Banking 34% €807 bln 15% 19% €536 bln 5% 66% 6% 11% 21% 15% 6% 5% €536 bln €271 bln 15% 22% 61% 17% 8% 12% 61% Retail Banking Wholesale Banking Residential mortgages Consumer Lending Business Lending ■Other Lending²) Mortgages Netherlands Other lending Netherlands ■Mortgages Belgium Other lending Belgium ■Mortgages Germany Other lending Germany Mortgages Other C&GM Other lending Other C&GM Lending Daily Banking & Trade Finance I Financial Markets Treasury & Other ■ING has a well-diversified and well-collateralised loan book with a strong focus on own-originated mortgages and senior loans 1) Lending and money market credit outstandings, including guarantees and letters of credit, excluding undrawn committed exposures (off-balance sheet positions) 2) Other includes €74 bln Retail-related Treasury lending and €6 bln Other Retail Lending 20 20

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