Investor Presentaiton

Stable underlying claims trend managing inflationary pressures ~2.0% COVID benefit 52.8% 1H21 12 FY22 Results 12 August 2022 אן Premium rate increases earn through Group adjusted underlying claims ratio 00 Reduced motor claims frequency during COVID lockdowns Increasing inflationary pressures $ impacting average claims costs 54.5% ~2.0% COVID I benefit 54.5% IN Liability deterioration in 2H22 52.0% S 2H21 1H22 2H22 Lower large loss experience in IIA, higher large commercial claims in NZ iag

View entire presentation