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Investor Presentaiton

Consumer Services and Retail Number of retail locations* SLOVENIA** 5 CROATIA 396 BOSNIA& HERZEGOVINA 105 MONTE NEGRO 11 Key focus points Objectives: ■ Provide an even better and more complete service to our customers ■ Profitably expand our business in the region ■ Retain current customers and attract new ones Priorities: ■ New growth locations (Greenfield, acquisitions, rentals) with a goal of securing and increasing INA Group's market share in Croatia and across the region ■ Continued modernization of retail network with the focus on expansion of the Fresh Corner brand and gastro services ■ Increase the service level Source: Company reports, 31 December 2020 Notes: * Retail locations imply: 511 sevice stations and six other retail locations (auto bar/restaurants, carwash, shop, Heating Oil sales point, LPG sales point); **Five service stations have been leased to MOL Slovenia 20
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