Wholesale Banking Strategy

STRATEGIC SHAREHOLDER SUPPORT .. with Prudent Loan Growth and Diversified Loan Portfolio Loan Billion Baht 2,368 2,420 2,369 2,083 2,004 2,061 +6.6% YTD +4.3% QoQ 2,524 /1 /1 /1 /1 2017 2018 2019 2020 Mar-21 Jun-21 Sep-21 Loan by business unit % of composition International 26% Corporate 41% Sep-21/1 Consumer 12% 6% Business 15% Commercial Notes: 1 Include Permata's loan Loan by industry % of composition 19% Others 13% Housing Utility and service 23% Sep-21/1 Real estate and construction 9% Agriculture and mining 4% Manufacturing and commercial 33% 16

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