Investor Presentaiton

Addressable Market Opportunity Remains Significant Annual transaction value of card payments acquired in Australia ($ billion) 3.8% 3.0% 2.7% 2.2% 1.9% 1.6% 1.4% $490b $6.8b $676b $660b $651b $607b $566b $529b $13.4b $10.6b $8.6b $17.5b $20.1b $25.5b | Strong track record of growth - above system growth + multiple growth levers to materially increase market share over the medium term CAGR of total card payments in Australia - 5.5% CAGR of Tyro's annual transaction value - 24.6% Tyro growing at ~5x market growth FY15 FY16 FY17 FY18 FY19 FY20 FY21 Source: RBA C1.1 (Credit and Charge Cards - Original Series - Aggregate Data); RBA C2.1 (Debit Cards - Original Series); RBA C2.2 (Prepaid Cards - Original Series), years ended 30 June and Tyro internal estimates. Card payments in Australia Tyro transaction value Tyro market share of total card payments 4

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