Investor Presentaiton

Scotiabank in Mexico Including all Business Segments Footprint Customers Employees Branches1 23.1% ~3.5 million ~12,900 ~592 Balance and Market Position Loan Market Average Average Loans Share4 Deposits 7.8% $33 $26 billion billion Market Position by Loans4 13.8% 13.4% 12.5% 7.8% 7.4% 4.4% 3.3% 1.9% citibanamex 8 banregio BBVA Banorte Santander Banamex Scotiabank HSBC Inbursal Bajio Regio Financial Total NIAT 2,5 Performance ROE³ Productivity³ BBVA B BANORTE $371 11.2% 53.9% million NIAT5 Productivity Ratio +20% 63.0% CAGR 666 579 465 337 58.6% 55.4% 55.0% Operating Leverage 1.5% 7.5% 6.9% -0.9% 2016 2017 2018 2019 All figures in CAD$ Constant currency 2016 2017 2018 2019 2016 2017 2018 2019 1 Includes bank and wealth branches; does not include 177 Credito Familiar branches 2 Adjusted; for the LTM ended July 31, 2020 not adjusted for currency 3 Adjusted; for the LTM ended July 31, 2020 4 Source: CNBV as of June 2020 5 After NCI on an adjusted basis 37 37

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