Earnings & Dividend Growth Presentation

PACIFIC ALLIANCE OVERVIEW Attractive growth opportunity for the Bank • With roughly 230 million people, an average age of 29, growing middle-class, a large portion of the population that is underbanked, and a stable banking environment 35% Mexico ⚫Mexico o 5th largest bank¹ in Mexico; strong positions in mortgages and auto Business confidence is strong with a robust domestic economy ○ Strong and diversified manufacturing industry 容 Peru ○ 3rd largest bank¹ in Peru Strong franchise, building great momentum o Universal bank with strong presence across all segments Chile ○ 3rd largest private bank¹ in Chile ○ Most developed country in Latin America o A leader in corporate lending and capital markets Colombia 。 Growing presence with acquisition of Colpatria and Citibank operations ○ Strong macroeconomic fundamentals and performance, with GDP per capita doubling over the last decade 5% Colombia 33% Mexico ○ Very strong in retail and credit cards 1 In terms of loans 2 For the nine months ended July 31 2018 3 For the three months ended July 31, 2018 EARNINGS BY COUNTRY 2 AVERAGE ASSETS BY COUNTRY 3 12% Colombia 37% Peru 23% Chile 25% Peru 30% Chile Scotiabank 26

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