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Investor Presentaiton

Bancassurance powered by innovation, technology and people Product proposition Comprehensive product suite across par, non-par, term, annuity, ULIP Combo insurance products Partner experience & engagement Tech & Digitization Defined engagement metrics Insta Quote InstaPlan measured digitally CSR Joint CSR¹ INSTAIN sure CORPORATE initiatives that SOCIAL strengthen relationships One stop solution for generating illustration PASA¹ using analytics Distribution Strong presence across Metro, Urban & Rural geographies with ~7K Sales force Capability building & resourcing Strong growth & presence in alternate Y UNite channels viz. Virtual, Salary & HNI Learning on the go: mobile nuggets for skill enhancement Comprehensive engagement and training programs for sales teams Profitable distribution Diversified leading Market- Quality of growth insurance Reimagining Board and mix innovation management Innovative term products limited pay, RoP1 and riders Mass distribution products -POS¹ & Saral plans Innovative retirement Products through annuity & pension Dedicated HNI¹ cell Virtual insta assistant for sales & service teams Cloud Cloud based customer Telephony calling solution for sales Pre-conversion verification via Chat Reducing need of physical presence by digitization through WISE² & Non Assisted PCVC3 Digital sales verification via WhatsApp chat, video app or calling Strong YoY growth in Group insurance through Credit Protect Structured rewards and recognition program Increasing business pie through POS products attached in assets Gamified learning experience through mobile app & simulations POS: Point of Sales; PASA: Pre-approved Sum Assured; RoP: Return of Premium; HNI: High Networth Individual; CSR: Corporate Social Responsibility WISE: Frontline digital tool, enables virtual onboarding of customers in the presence of a HDFC Life representative 1. 2. 13 3. PCVC: Pre Conversion Verification Call HDFC Life
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