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Investor Presentaiton

Unrealized Gains (Losses) on Financial Instruments 1. Summary 2. How to Increase Corporate Value 3. Appendix 4. Financial Data Financial Results Asset Management Σ Business Governance Net unrealized losses on financial instruments (available-for-sale) after taking into consideration gains (losses) from hedge accounting were JPY 556.4bn as of September 30, 2023 (before application of tax effect accounting), decreasing by JPY 770.4bn from March 31, 2023. Unrealized gains decreased mainly as a result of rising domestic and overseas interest rates. (trillion yen) JGBs Investment trusts Others Foreign bonds Domestic stocks Total Available-for-sale Securities (Non-consolidated) Available-for-sale As of Sep. 30 2023 Amount on the balance sheet / Notional amount As of Sep. 30, 2023 Net unrealized gains (losses) / Net deferred gains (losses) (billion yen) VS Mar. 31, 2023 (189.8) (1) 922.2 Main drivers of increase and decrease Due to rising domestic interest rates VS Mar. 31, 2023 113,600.5 834.4 927.4 Securities (a) 107,285.5 1,084.2 2,138.4 Japanese government 22,673.0 (399.1) bonds 1.2 10 204 0.01.2 1.4 0.0 10 1.0 2.6 (0.3) 0.0 0.1 1.4 州 (1.6) (0.0) (3.2) (0.4) (2.1) 0.9 Foreign bonds 22,560.9 195.6 0.3 Investment trusts' 53,740.2 1,630.0 1.1 Others 8,311.3 (342.2) 2.7 Effect of fair value (949.0) (1) (525.2)! 2,769.9 (2) 1,293.8 365.7 (3) 181.7 (48.2) (28.0) (2,226.4) (4) (920.4) 0.2 hedge accounting (b) (0.5) Money held in trust (c) 6,314.9 (249.8) 1,015.5 (191.6) (0.9) (5) Domestic stocks 1,471.4 (386.1) Others 4,843.4 136.3 961.0 (5) (143.8) 54.4 On the asset side, unrealized gains due to the positive impact of yen depreciation exceed unrealized losses due to the negative impact of rising long term overseas interest rates. (currency hedges with (4) (6)) Improved unrealized losses on foreign investment bonds due to tightening credit spread and increased unrealized gains from private equity funds Decrease in stocks as a result of operations for risk controls (47.8) (3.7) Derivatives for (4)(6) which deferred hedge 17,767.2 (310.7) (1,483.9) (6) (580.6) As for currency hedging positions accounting is applied (d) (corresponding to (2)), unrealized losses due to yen depreciation Total (a) + (b) + (c) + (d) (556.4) (770.4) End Mar. End Sep. 22 22 End Mar. 23 End Sep. 23 * Investment trusts are mainly invested in foreign bonds. Including unrealized gains on private equity funds (as of September 30, 2023, JPY 1,215.9bn; as of March 31, 2023, JPY 1,050.0bn). JP JAPAN POST BANK BANK Copyright© JAPAN POST BANK All Rights Reserved. 31
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