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Investor Presentaiton

W Mortgage market Context: slide #1 of 3 Mortgage Statistics Percent of Homes with a Mortgage Average FICO Credit Score Average Mortgage Payment United States 62% 739 $1,358 Wisconsin 63% 750 $1,058 WISCONSIN SCHOOL OF BUSINESS UNIVERSITY OF WISCONSIN-MADISON TOGETHER FORWARD® JAMES A. GRAASKAMP CENTER for REAL ESTATE Source: Federal Housing Finance Agency, National Mortgage Database, Mortgages Outstanding on June 30, 2022 and the Graaskamp Center.

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