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DM - Belgian Retail Banking Volumes 4Q21 %Var/4Q20 %Var/3Q21 2021 %Var/2020 Average outstandings (€bn) LOANS 120.1 +4.9% +1.5% 117.3 +2.4% Individual Customers 76.4 +3.5% +1.1% 75.2 +2.8% Incl. Mortgages 55.6 +3.2% +1.0% 54.9 +2.6% Incl. Consumer Lending 0.3 +39.9% -3.5% 0.3 +13.2% Incl. Small Businesses 20.5 +4.1% +1.6% 20.1 +3.1% Corporates and Local Governments 43.7 +7.5% +2.1% 42.1 +1.7% DEPOSITS AND SAVINGS 147.4 +4.6% +0.4% 146.2 +6.0% Current Accounts 68.2 +6.7% +1.6% 67.0 +9.3% Savings Accounts Term Deposits 76.9 +3.1% -0.6% 76.9 +3.7% 2.3 -1.7% -0.2% 2.3 -8.8% €bn OFF BALANCE SHEET SAVINGS Life Insurance Mutual Funds 31.12.21 %Var/ 31.12.20 %Var/ 30.09.21 24.6 42.3 +2.0% +0.4% +17.5% +4.0% Loans: +4.9% vs. 4Q20, growth in all customer segments Deposits: +4.6% vs. 4Q20, growth in all customer segments Off-balance sheet savings: +11.3% vs. 31.12.20, growth in mutual fund outstandings, driven mainly by favourable market trends and net inflows BNP PARIBAS The bank for a changing world 2021 Full Year Results | 70

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