2Q 2023 Investor Presentation
Balance Sheet Trends
Balance sheet growth of 13% from increase in financing and investments
Management Commentary
■ Growth in total assets of 13% YTD mainly driven by 10% financing growth and
4% growth in investments and 81% growth in balances with SAMA and
interbank.
■ Total liabilities grew by 15% during 1H 2023 mainly from a 23% rise in
customers' deposits.
Total Assets Movement YTD (SARbn)
200.4
9.0
1.6
SAR (mn)
مصرف الإنماء
alinma bank
+13%
15.3
0.5
226.9
2Q 2023
4Q 2022
A%
2Q 2022
A%
Total assets
4Q 22
Cash, interbank
& SAMA
+81%
Investments
Financing
Other
Total assets
2Q 23
+4%
+10%
+13%
Cash, interbank & SAMA balances
20,219
11,178
+81%
11,803
+71%
Investments
40,117
38,518
+4%
37,720
+6%
Financing
161,773
146,492
+10%
131,193
Other assets
4,792
4,249
+13%
Total assets
226,900
Due to SAMA, banks & other Fl
9,959
Customers' deposits
Other liabilities
Total liabilities
177,874
6,091
193,924
200,436
16,483
145,168
6,908
168,560
Share capital
20,000
20,000
Retained earnings
5,975
4,285
+39%
5,362
3,906
+13% 184,622 +23%
-40% 15,452 -36%
+23% 130,376 +36%
-12% 7,327 -17%
+15% 153,155 +27%
+0% 20,000 +0%
+11%
+23%
+23%
Total Liabilities Movement YTD (SARbn)
+15%
32.7
168.6
(0.8)
(6.5)
Other reserves
2,001
2,591
-23%
1,105
+81%
Total liabilities
Tier 1 sukuk
5,000
5,000
+0%
5,000
+0%
4Q 22
Total equity
32,977
31,876
+3%
31,467
+5%
Due to SAMA, banks Customers' deposits
& other Fl
-40%
Other
+23%
-12%
2Q 2023 INVESTOR PRESENTATION
193.9
Total liabilities
2Q 23
22/48View entire presentation