Fourth Quarter and Full Year 2016 Results Presentation

Benefits from Global Markets restructuring starting to emerge - lower operating expenses and capital consumption... Execution Profitable growth Legacy Capital Detailed Financials Adjusted operating expenses in USD bn 6.0 -13% <5.2 2015 4Q16 annualized 1 RWA in USD bn 64 .. -20% 51 2015 2016 Note: Adjusted results are non-GAAP financial measures. A reconciliation to reported results is included in the Appendix 1 Based on 4Q16 annualized adjusted cost base, which was below our previous estimate of CHF 5.2 bn presented at the Investor Day on December 7, 2016 CREDIT SUISSE February 14, 2017 18

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