First Quarter, 2024 Earnings Report

Corporate & Other Improved results supported by normalizing Treasury revenues Revenue lower YoY and higher sequentially (adjusted¹ revenue higher YoY and sequentially): • Net interest income higher due to favourable Treasury- related revenues during the quarter Reported Adjusted¹ ($MM) Revenue² Q1/24 YOY QoQ Q1/24 YOY QoQ 108 $(21) $47 160 $31 $99 50 $29 $73 102 $81 $125 Non-Interest Income 58 $(50) $(26) 58 $(50) $(26) Expenses 326 $(1,151) $(7) 326 $21 $23 PPPT3 (218) $1,130 $54 (166) $10 $76 Provision for Credit Losses (16) $(19) $(11) (16) $(19) $(11) Net Income (23) $1,416 $52 (23) $24 $25 Reported revenue and income taxes continue to include the TEB offsets Reported expenses down 78% YoY and 2% sequentially • • Reported expenses include an increase in legal provision in the prior year treated as an item of note Adjusted expenses² up 7% YoY and 8% sequentially Net Interest Income Endnotes are included on slides 49 to 54. CIBC First Quarter, 2024 18

View entire presentation