Investor Presentaiton

Group Structure Absa Bank Limited 100% Absa Group Limited Absa Financial Services Limited 100% Other subsidiaries Associated undertakings and other interests Retail banking • Absa Wealth • Retail Bank • Absa Home Loans Absa Card • Absa Vehicle and Asset Finance Corporate and commercial banking • Absa Corporate and Business Bank (ACBB) • Commercial Asset Finance Investment banking • Absa Capital Insurance • Absa Life Limited • Absa Insurance Company Limited Fiduciary • Absa Trust Limited ⚫ Absa Consultants and Actuaries (Proprietary) Limited ⚫ Absa Health Care Consultants (Proprietary) Limited Investments • Absa Investment Management Services (Proprietary) Limited • Absa Fund Managers Limited • Absa Mortgage Fund Managers (Proprietary) Limited Other • Absa Financial and Insurance Advisers (Proprietary) Limited Banking • Barclays Bank Mozambique S.A. (80%) • National Bank of Commerce Limited (Tanzania) (55%) • Meeg Bank Limited (100%) Financial services • Absa Stockbrokers (Proprietary) Limited • Absa Portfolio Managers (Proprietary) Limited • Absa Manx Insurance Company Limited • Absa Asset Management (Proprietary) Limited Other • Absa Development Company Holdings (Proprietary) Limited • AllPay Consolidated Investment Holdings (Proprietary) Limited • Absa Trading and Investment Solutions Holdings Limited Banking • Banco Comercial Angolano (Angola) (50%) ⚫ FFS Finance South Africa (Proprietary) Limited (50%) • MAN Financial Services (S.A.) (Proprietary) Limited (50%) * Virgin Money South Africa (Proprietary) Limited (50%) • Sanlam Home Loans (Proprietary) Limited (50%) • Woolworths Financial Services (Proprietary) Limited (50% +1 share) 3

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