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Investor Presentaiton

CIB LOAN BOOK AND DEPOSITS MARKET SHARE - LOANS TO LEGAL ENTITIES* MARKET SHARE-DEPOSITS OF LEGAL ENTITIES* 32.0% 32.3% 31.0% 30.3% 30.9% 28.8% Dec-18 Dec-19 Dec-20 Dec-21 CIB LOANS GEL MILLIONS +10.2% 5,101 4,629 3,744 2,562 Dec-18 Dec-19 Dec-20 Dec-21 37.3% 31.9% Dec-18 Dec-19 Dec-20 Dec-21 CIB DEPOSITS GEL MILLIONS 2,205 2,420 Dec-18 -17.9% 4,888 4,015 Dec-19 Dec-20 Dec-21 * Market shares by loans to and deposits of legal entities based on standalone accounts of the banks published by the National Bank of Georgia 69
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