KASIKORNTHAI Regulatory Capital and Financial Performance Update
K
KASIKORNTHAI
Bad Assets Resolution
September 2023 (Consolidated)
Write-offs
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
NPL Portfolio Sales
(Bt bn)
70
60
50
40
30
(Bt bn)
59.0
80
72.0 73.3
70
60
50
40
26.4
27.4
30
15.4
21.5
20
11.4
6.4
8.4
7.1
6.8
2008-2015:
9.0
10
2021:
no bulk NPL sales
no NPL sale
0
2016
2021 2022 9M23
Gill
19.9
20
10.7
10.3
10.1 9.6
10 5.5 4.3 3.9
7.3
5.0
0
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 9M23
Outstanding Foreclosed Properties
2007
NPL sales
2008 2015
2017 2018 2019 2020
legal claim amount, not book value of transferring amount
NPL sales mostly to AMCS except 2007: Standard Bank Asia Limited and Morgan Stanley Emerging
Markets Inc., 2016: JMT Network Services PCL, and 2022: Most NPL sales to JK Asset Management
Sales of Foreclosed Properties (KBank only)
(Bt bn)
31.5
28.4
24.9
16.7 15.9 15.1
12.5 12.1
16.1 17.4 19.6
13.4
(Bt bn)
54.7 56.4
46.3
13.1
6.5
5.4 5.6
6.0
5.0 4.8
4.1
4.0 4.3
2.8 3.0 2.9
3.0
2.4
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 20229M23
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 9M23
Note: On September 11, 2013, the Bank was formally notified of its final loss sharing portion under the asset transfer agreement with TAMC established in October 2001. This amounted to Bt206mn. An amount
of Bt1,159mn relating to the provision for losses recorded in prior years has been reversed through profit or loss in 2013.
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
TFRS 9: Investment in Securities Portfolio and Structure
September 2023
Instrument Type (Consolidated)
Financial Assets Classification (TFRS 9)
Consolidation
Bank only
(Bt bn)
(Bt bn)
1,098
1,200
1,029
1,037
1,098
1,029
1,037
0.4%
1,200
824
0.9%
1.0%
824
0.3%
1,000
11%
0.8%
1.0%
777
11%
10%
1,000
0.3%
11%
800
0.4%
12%
11%
0.2%
10%
17%
800
14%
56%
17%
18%
560
15%
62%
600
15%
65%
478
495
600
20%
56%
329
8%
18%
30%
13%
18%
400
400
11%
33%
61%
59%
60%
35%
38%
14%
200
53%
54%
29%
200
38%
32%
56%
50%
41%
67%
0
0
6%
6%
5%
5%
8%
6%
4%
6%
2019
2020
2021
2022
9M23
2020
2021
Other Investment (Investments in Receivables, Investments in Subsidiaries and Other Investments)
2022
9M23
Investments Subsidiaries
2020
2021
2022
9M23
Amortized Cost
Equity Investment
Foreign Bonds
Corporate Bonds
■Government & State Enterprise Bonds
Fair Value through OCI
Fair Value through PL
■KBank's guideline for investment portfolio management is to primarily maintain liquidity in order to support a future change in
business conditions. In addition, an investment strategy was established in line with changes in economic conditions and the
movement of money markets and capital markets both at home and abroad.
81
Investment Portfolio (Bt bn)
824 1,098 1,029 1,050 1,037
Investment Portfolio (% Growth YoY) 23.51% 17.22% 6.15% 33.16% (6.23%) 11.03% (1.24%)
บริการทุกระดับประทับใจ
2018 2019 2020 2021 2022
663 777
9M22 9M23
1Q23
2Q23
3Q23
1,057
1,054
1,037
(2.08%)
0.38% (1.24%)
82View entire presentation