Investor Presentaiton

Overview of Macquarie Operating Groups 1Q24 Update Outlook Home loan portfolio composition 100% 90% 80% 1% 3% 23% 1% 0% 3% 3% 3% 20% 70% 19% 22% 60% WA 5.6% 28% 24% 50% 24% 40% 22% 30% 20% 29% 10% 0% Mar-23 (Settlement Flow) <=60% >60% <= 70% A % 76% 33% Mar-23 (Portfolio Origination LVR) >70% <= 80% Principal and interest 65% Owner occupied 80% 24% 42% Mar-23 (Portfolio Current LVR)¹ >80% <= 90% >90% Interest only 35% Investor 1. Current LVR is calculated based on the current balance of loans against their initial appraisal amount. 2. As at 31 Mar 23. O Macquarie Group Limited $A 108.1 billion² Total Home Loans under management NT 0.2% Appendix QLD 18.5% NSW 40.6% ACT 2.6% SA 2.6% VIC TAS 29.3% 0.6% $A622k Average loan size 65% Average LVR at Origination 25.9 Months seasoning 27

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