XP Inc Results Presentation Deck

Non-GAAP Financial Information Floating and Adjusted Gross Financial Assets Floating Balance (in R$ mn) Floating Balance (=net univested clients' deposits) Assets (-) Securities trading and intermediation Liabilities (+) Securities trading and intermediation (=) Floating Balance 1Q21 (3,184) (3,184) 20,399 20,399 17,214 4Q20 (1,052) (1,052) 20,303 20,303 19,252 Adjusted Gross Financial Assets (in R$ mn) Adjusted Gross Financial Assets Assets (+) Cash (+) Securities - Fair value through profit or loss (+) Securities - Fair value through other comprehensive income (+) Securities - Evaluated at amortized cost (+) Derivative financial instruments (+) Securities purchased under agreements to resell (+) Loans Liabilities (-) Securities loaned (-) Derivative financial instruments (-) Securities sold under repurchase agreements (-) Private Pension Liabilities (-) Deposits (-) Structured Operations (-) Floating Balance (=) Adjusted Gross Financial Assets 1Q21 113,327 1,557 62,855 21,629 1,916 13,587 6,741 XP nc. 4Q20 90,518 1,955 49,590 19,039 1,829 7,559 6,627 3,918 5,041 (84,493) (60,484) (2,706) (2,237) (13,564) (7,819) (44,483) (31,839) (16,897) (13,388) (4,003) (3,022) (2,841) (2,178) (17,214) (19,252) 11,619 10,782 24

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