KASIKORNBANK Strategic Acquisition
K
KASIKORNTHAI
BOT's Relief Measures for COVID-19 Impacts
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
■Providing tailor-made assistance to SME and retail customers during the COVID-19 pandemic
2020
2021
2022
2023
BOT Sustainable Long-term Debt Restructuring
Debt Restructuring
BOT Asset Warehousing ¹);
Debt restructuring through Asset Warehousing with buy-back
options within 3-5 years
Liquidity Injection
Debt Consolidation for Individuals:
• Consolidate unsecured loans, hire purchase, and housing loans from same creditor to utilize collateral. For
combined unsecured loans, interest rate capped not higher than the Minimum Retail Rate (MRR), while
loan repayment period can be extended according to debt service ability of debtor.
• Extend Debt Consolidation scope 2) to be more flexible by allowing debtors to combine housing loan and
retail unsecured loans held at different lenders to be consolidated into a single institution via refinancing.
Consolidated retail loan interest rate capped at housing loan interest rate +2%.
Reducing minimum credit card payment rate:
Reduce minimum payment on the total credit card outstanding amount of at
least 5% in 2020-2022, at least 8% in 2023, and at least 10% from 2024
onwards
BOT Soft Loans (supported by TCG credit guarantee scheme) 1):
Up to 7-year terms, at average interest rate of 5% p.a. for five
years (2% for the first 2 years) with 6 months interest free
Note: 1) According to the Emergency Decree on Financial Rehabilitation and Recovery to support Businesses affected by COVID-19 (B.E. 2564), dated April 19, 2021.
2) According to the BOT's circular Re: Guidelines for Providing Assistance to Debtors Affected by the COVID-19 Pandemic (Long-term Debt Relief Measures via Refinancing and Debt Consolidation), dated November 16, 2021.
บริการทุกระดับประทับใจ
143
K
KASIKORNTHAI
20-Year National Strategy (2017-2036)
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
(As defined in Section 65 of the Constitution of the Kingdom of Thailand and passed by the NLA in June 2017)
■To achieve the vision "Security, Prosperity, Sustainability", to become a high-income country, to improve quality
of life, to generate high income, to escape the middle income trap, and to ensure well-being for all Thais
"Security"
Key Strategies
Security
"Prosperity"
2
Competitiveness
enhancement
Development
and
Empowerment
Human Capital
4
Broadening
Opportunity
and Equality
in Society
6 3 5
Reforming
Government
Administration
Environmentally
Friendly growth
"Sustainability"
"
The Goals
High income country: 15,000 USD per capita by 2036 (2016 income per capita = 5,901 USD)
Economic growth around 5% per year (4-5% under 12th NESDB Social and Economic Development
Plan and 5% for the next three NESDB 5-Year Plans)
People of all ages healthy and with lifelong learning opportunities
Target Gini: <= 0.36 (inequality measurement: lower figure indicates better income distribution)
Forest area as percentage of total land area more than 40%
Fully implement Digital Government Services
Enhance Corruption Perceptions Index beyond 50Plus (the lower tier of least corrupt countries)
National Strategy Committee: Chairman is the Prime Minister; Secretary is NESDB Secretary-General
34 committee members
First 17 committee members are high-ranking state officials and leading industry experts such as the Prime
Minister, members of the top brass, National Police Chief, Permanent Secretary for Defense, President of the
House of Representatives, Chairman of the Federation of Thai Industries, President of the National Farmers
Council, President of the Thai Bankers' Association, Chairman of the Thai Chamber of Commerce, etc.
Second 17 Committee members are experts from various fields
2017
I
Jun17: NLA passed the law
Aug17: Cabinet appointed committees
Jun18: Cabinet endorsed the plan
Jul18: NLA approved the plan
2022
2027
2032
The National Economic and Social Development Plan (5-year plan) aligned with the 20-year National Strategy
The 12th National Economic and Social
Development Plan (2017-2021)
The 13th National Economic and Social The 14th National Economic and Social
Development Plan (2022-2026)
I
Development Plan (2027-2031)
บริการทุกระดับประทับใจ
2036
The 15th National Economic and Social
Development Plan (2032-2036)
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