Sumitomo Mitsui Financial Group 2021 Financial Overview

Overseas loans*1 Balance (USD bn) 300 ■ EMEA Americas ■ Asia 250 200 150 100 50 50 | Spread*2 1.4% 1.2% 1.0% 0.8% 0.6% 0 0.4% Mar. 19 Mar. 20 Mar. 21 Sep.20 Sep.21 Mar. 16 Sep. 16 Mar. 17 Sep. 17 Mar. 18 *1 Includes trade bills. Managerial accounting basis, translated into USD at respective period-end exchange rates. Sum of SMBC and Major local subsidiaries *2 Managerial accounting basis. Monthly average loan spread of existing loans Sep. 18 Mar. 19 Sep. 19 Mar. 20 Sep. 20 Mar. 21 Copyright © 2021 Sumitomo Mitsui Financial Group. All Rights Reserved. Sep. 21 9

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