KBank Subsidiaries and ASEAN Economic Strategy slide image

KBank Subsidiaries and ASEAN Economic Strategy

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Earnings Before Provision and Tax (EBPT) and Net Profit June 2020 (Consolidated) EBPT Net Profit (Bt bn) (Bt bn) 89.55 90.48 100 87.14 87.76 60 80 40.17 38.46 38.73 60 45.95 40 34.34 40 20 9.55 20 0 0 2016 2017 2018 2019 1H20* 2016 2017 2018 2019 1H20* 1H20 EBPT rose 6.50% YoY, mainly from an increase in net interest income; while, net profit decreased 52.18%, from a prudent increase in expected credit loss from the economic recession resulting from COVID-19 and a decrease in non-interest income 2016 2017 2018 2019 1H19 1H20 1Q20** 2Q20 EBPT (Bt bn) 89.55 90.48 87.14 87.76 43.15 45.95 20.57 25.38 EBPT Growth (% YoY) 10.75% 1.05% (3.70%) 0.72% (7.71%) 6.50% (4.24%) 17.15% Net Profit (Bt bn) Net Profit Growth (% YoY) 40.17 1.77% 34.34 (14.53%) 38.46 12.00% 38.73 0.70% 19.97 (7.88%) 9.55 (52.18%) 7.38 2.18 (26.58%) (78.09%) Note: * The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are not comparable with previous years' financial figures, which were based on the prior accounting standards (non-TFRS9). ** The Bank restated the 1Q20 financial statements from the reclassification of investment in fund/ REIT to investments in FVOCI to comply with the Federation of Accounting Professions' announcement on 25 June 2020 and reclassification some items which did not impact to total assets, total liabilities and total equity. บริการทุกระดับประทับใจ K KASIKORNTHAI Interest Income - net June 2020 (Consolidated) Interest Income and Interest Expenses ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Interest Income - net (Bt bn) 140.00 123.92 130.18 115.87 119.34 (Bt bn) 120.00 102.69 98.54 94.16 100.00 89.68 100.00 80.00 80.00 65.73 55.16 60.00 60.00 40.00 26.20 25.38 40.00 25.18 27.49 20.00 10.57 20.00 0.00 0.00 2016 ■Interest Income 1H20 net interest income grew 8.12% YoY 2017 2018 2019 1H20* Interest Expenses 2016 2017 2018 2019 1H20* Interest Income - net Interest Income (Bt bn) Interest Expenses (Bt bn) Interest Income - net (Bt bn) Interest Income - net (% Growth YoY) 61 2016 2017 2018 2019 1H19 1H20 1Q20 2Q20 115.87 119.34 123.92 130.18 64.59 65.73 I 33.78 31.95 26.20 25.18 25.38 27.49 13.57 10.57 5.70 4.87 89.68 5.49% 94.16 5.00% 98.54 4.65% 102.69 4.21% 51.02 55.16 28.08 27.08 6.16% 8.12% 11.21% 5.09% Note: KBank acquired additional ordinary shares in MTGH, to hold a 51% stake valued at Bt7,529mn; the MTGH Acquisition was completed on November 30, 2009. As the MTGH acquisition was completed on November 30, 2009, the Bank's consolidated financial statements from 2010 include the performance of companies in the MTGH Group for the whole year * The Bank and its subsidiaries have adopted new accounting standards (TFRS 9: Financial Instruments) since January 1, 2020 onwards, some financial statements and financial ratios are not comparable with previous years' financial figures, which were based on the prior accounting standards (non-TFRS9). บริการทุกระดับประทับใจ 62 62
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