Investor Presentaiton

BUSINESS LENDING CONSIDERATIONS NON RETAIL EAD BY INDUSTRY¹- $490BN Finance & insurance Commercial property 15% Govt & public utilities 13% Agri, forestry & fishing 10% Transport & storage 6% Other inc Health, Education, Community 5% Business & property services 5% Manufacturing 4% Wholesale trade 3% Utilities 3% Retail Trade 3% Construction 2% Accommodation & Hospitality 2% Mining 2% (1) Industry classifications are aligned to those disclosed in the 30 September 2020 Pillar 3 report - Table 5.1D (2) Performing reflects all exposures except those which are 90+ days past due or Impaired 83 Performing² 27% 99.96% 99.57% 100.00% 98.90% 99.49% Includes assets 99.61% supporting the Group's LCR 99.11% 99.04% 99.45% 100.00% 98.42% 99.05% 98.79% 99.29% National Australia Bank

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