Investor Presentaiton
ADDITIONAL LOAN DETAIL - COMMERCIAL OFFICE
MARKETS BREAKDOWN (9/30/23)(1)
8.7%
Columbus
Cincinnati
9.7%
Other
24.7%
$116M
Cleveland
29.8%
Buffalo
27.1%
COMMERCIAL OFFICE LOAN PORTFOLIO
Commercial office loans outstanding consisted of 120
loans, totaling $115.7 million, or 2.6%, of total loans
outstanding
Nonaccrual commercial office loans (three customer
relationships) totaled $1.1 million, or 1.0% of total
office loans outstanding
The average outstanding balance per commercial
office loan is $964 thousand
The Corporation had no commercial office loan
relationships considered by banking regulators to be a
high volatility commercial real estate credit
ADDITIONAL DETAIL AS OF 9/30/23
Oustanding Average Loan
Amount Maturing
($000) # of Loans
Balance
Size
Non-Pass
Non-
Performing
Next 12 months
Cleveland
28
$34,508
Buffalo
15
31,345
$1,232
2,090
$0
$0
$0
Next 24 months
$2,048
0
0
320
320
Cincinnati
1
11,264
11,264
0
0
0
0
Columbus
12
10,031
836
0
0
0
0
Other
64
28,558
446
2,848
1,120
3
1,161
Total
120
$115,706
$964
$2,848
$1,120
$323
$3,529
CNB
FINANCIAL
CORPORATION
(1) Markets are based upon metropolitan statistical areas.
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