Quarterly Financial Performance
Back to Table of Contents
Business Segment Performance: Global Wealth Management
Income Statement - Taxable Equivalent Basis (TEB)-($ millions)
Net interest income (TEB)
Non-interest income (TEB)
Net fee and commission revenues
Net income (loss) from investments in associated corporations
Other operating income (TEB)
Total revenue (TEB)
Provision for credit losses Charge/(Recovery)
Non-interest expenses
Income before taxes
Income tax expense (TEB)
Reported net income
Adjusting items (after-tax)()
Adjusted net income(¹)
Reported net income attributable to non-controlling interests (NCI)
Reported net income attributable to equity holders of the Bank (NIAEH)
Adjusted net income attributable to NCI
Adjusted NIAEH
Adjusted NIAEHby geography
Canada
International
Wealth Management
Pensions
Total Adjusted Net Income Attributable to Equity Holders of the Bank">
Revenue by geography
Canada
International
Wealth Management
Pensions
Total Revenue (TEB)
Profitability Measurements
Reported
Return on equity (%)()
Productivity ratio (%) (2)
Adjusted
Return on equity (%)
Productivity ratio (%)
Average Balance Sheet ($ billions)
Total loans & acceptances
Other assets
Total assets
Personal deposits
Non-personal deposits
Total deposits
Other liabilities
Total liabilities
Period-End Balances ($ billions) (2) (3)
Assets under administration by geography:
Canada
International
Wealth Management
Pensions
Total Assets under Administration
Assets under management by geography:
Canada
International
Wealth Management
Pensions
Total Assets under Management
Employees (4)
In Canada
Outside Canada
Total
2023
2022
2021
Year-To-Date
Full Year
Q3
Q2
207
1,129
209
1,091
1,122
1,082
5
5
2
4
1,336
1,300
1,323
2
2
843
818
491
480
123
124
368
356
7
6
375
362
2
3
366
353
2
3
373
359
ཙ ཀྑུཎྜཎྜཀལངྒྷ18 སྶ སྦྲཧྨ སམྨཱ
213
Q4
206
Q3
Q2
Q1
Q4
Q3
2023
2022
2022
2021
1,110
1,083
1,112
1,101
1,074
1,107
3
5
6
4
1,289
1,312
1
802.
798
520
490
133
127
387
363
7
7
394
370
2
2
385
361
2
368
༆ཊྛ
ཀ མྦྷཝཉྫཱ 8 དྷ ལྐ སྐྱུརྞྞམྨཱ ས ཉྪ
200
184
174
161
160
629
558
764
628
1,174
1,248
1,186
1,175
3,330
3,534
4,617
4,752
1,170
1,244
1,177
1,167
3,305
3,521
4,595
4,715
5
1
7
3
13
9
14
17
2
(1)
3
2
5
12
4
8
20
1,358
1,422
1,347
1,335
3,959
4,092
5,381
5,380
5
1
(1)
1
(1)
5
5
6
2
796
803
862
824
812
2,463
2,461
3,259
3,255
511
554
561
522
524
1,491
1,626
2,116
2,123
133
145
146
135
132
380
424
551
549
378
409
415
387
392
1,111
1.202
1,565
1.574
7
6
7
7
7
20
20
385
415
422
394
399
1,131
1,222
27
1,592
27
1,601
2
3
2
2
376
407
412
385
390
7
1,104
7
1,195
9
1,556
9
1,565
2
2
3
2
2
7
7
383
413
419
392
397
1,124
1,215
9
1,583
9
1,592
303
337
320
335
366
375
348
348
953
1,076
1,396
1,414
56
55
48
48
47
44
44
49
171
139
187
178
47
45
39
39
38
37
37
39
143
114
153
141
9
10
9
9
9
7
7
10
28
25
34
37
359
392
368
383
413
419
392
397
1,124
1,215
1,583
1,592
1,123
1,150
1,126
1,148
1,200
1,269
1,198
1,187
3,423
3,617
4,743
4,783
177
173
163
164
158
153
149
148
536
475
638
597
150
146
137
140
132
130
128
124
457
402
539
498
27
27
26
24
26
23
21
24
79
73
99
99
1,300
1,323
1.289
1,312
1,358
1,422
1,347
1,335
3,959
4,092
5.381
5,380
14.8
15.5
14.8
15.5
17.5
17.2
16.3
16.5
15.1
16.7
16.2
16.7
63.0
60.6
61.9
60.6
59.1
60.6
61.1
60.9
62.2
60.1
60.6
60.5
15.1
15.8
15.0
15.7
17.8
17.5
16.6
16.8
15.4
17.0
16.5
17.0
62.3
59.9
61.2
59.9
58.5
60.0
60.5
60.2
61.5
59.5
59.9
59.8
23.5
23.2
22.9
22.2
21.2
20.1
19.1
18.0
23.5
21.2
21.6
17.4
10.6
10.7
10.9
11.0
11.2
11.4
11.4
11.5
10.6
11.2
11.1
11.6
34.1
33.9
33.8
33.2
32.4
31.5
30.5
29.5
34.1
32.4
32.7
29.0
18.0
18.6
19.7
21.2
22.0
21.0
19.5
19.0
18.0
21.4
21.0
18.9
16.3
15.9
16.8
18.6
17.4
18.0
19.2
18.8
16.0
18.0
17.7
18.1
34.3
34.5
36.5
39.8
39.4
39.0
38.7
37.8
34.0
39.4
38.7
37.0
7.1
7.2
7.7
8.41
8.4
8.5
8.5
8.2
7.0
8.4
8.2
7.9
41.4
41.7
44.2
48.2
47.8
47.5
47.2
46.0
41.0
47.8
46.9
44.9
ཙྩུཎྜཎམྦྷ ནལམྦྷསྶ སྨྱུགྲུཊྚ
ཝེཀྐཐཱ॰སྶ ཉྩིཀྐམ༞ སྐྱོབྷིཊྛི
631
གྷཧགསྐ༄༅༅སིསྐྱ ཿ ⌘ཎྜནྡྷུ་སྒྱུཥྞ༞ཏུ་ གླེནམཆ རྒྱུུབྷཱུཊྛི
455
465
475
490
488
125
116
116
111
109
117
107
106
101
99
8
9
10
10
10
580
581
591
601
597
280
289.
294
313
315
31
31
32
32
31
23
22
22
22
21
8
9
10
10
311
320
326
345
10
346
6,318
6,608
6,589
6,380
6,281
6,135
6,136
1,407
1.343
1,346
1,331
1,301
1.325
7,777
7,731
8,015
7.932
7,726
7,612
7.436
7,461
བྷུཎྜ8ང༔ དྷ#ལངྐངྐ ཨྰསྐྱིཧུ
(1) Refer to Non-GAAP measures on page 4 of the Q3 2023 Quarterly Report to Shareholders, available on http://www.sedarplus.ca.
(2) Refer to page 53 of the Q3 2023 Quarterly Report to Shareholders, available on http://www.sedarplus.ca, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto.
(3) Excludes affiliates.
(4) Employees are reported on a full-time equivalent basis
Scotiabank
Supplementary Financial Information (SFI)
492
465
139
116
130
107
9
9
631
581
297
289
34
31
25
22
9
9
331
320
ម្ម ឬ ≡ “ 8 ខ្លះ ក ន “ ក៏
455
125
117
8
580
280
31
23
8
༈༙89 ཤྐརསཥྞ༈༙
488
109
99
10
597
315
31
21
10
311
346View entire presentation