BMW Group Investor Presentation

DIVERSIFIED FUNDING MIX WITH A COMBINATION OF INDUSTRY AND BANK - TYPICAL FINANCING INSTRUMENTS. FUNDING INSTRUMENTS <1yr 1yr 2yrs 3yrs 4yrs 5yrs 7yrs 10yrs+ FINANCIAL DEBT AS OF FY 2019 Commercial paper. 2.4% Other -0.6% CP (EMTN) PPS Banks loans ABCP ABS Customers deposits Fed Funds Brokered Certificate of Deposits Industry-typical instruments Bank-typical instruments Bonds BMW Group continues to target a well diversified debt structure BMW Group Investor Presentation, December 2020 Liabilities from customer deposits 13.2% Liabilities to banks 10.3% ABS 17.6% Sum: €111 bn. Bonds 56.0% Page 45

View entire presentation