Financial Highlights and Growth Trends
Loans and Advances Trend
N'B
255.2
247.6
232.8 229.4
236.1 229.4
190.5 186.4
Jun 2012
Sep 2012
Dec 2012
Mar 2013
June 2013
Gross Loans
Net Loans
Loans by Business Segment
21.3%
Dec. 2012
15.5%
16.5%
14.7%
Jun. 2013
53.0%
9.8%
3.2%
5.5%
4.6%
Corporate
Financial Institution
280.4 272.8
55.7%
Comments
Net loans and advances rose
by 19% Ytd and 10% QoQ to
N272.8 billion
■ Growth was driven by
exposures to the corporate
banking segment, which rose
22% and accounted for 56%
of total loans, while retail
loans accounted for 15%
■Loan book was well
diversified to capture growth
sectors
■ Oil & gas sector recorded
the largest sectoral
allocation (29.9%) spread
across the various sub-
sectors; upstream (25.6%),
downstream (39.6%) and
services (34.8%)
Public Sector Retail Commercial
Sterling Bank
The one-customer bank.View entire presentation