Investor Presentaiton
Consolidated - Income Statement
INDOSTAR
Particulars (in crs)
Revenue from operations
Interest expenses
Net Interest Income
Other Income
Q1FY24
Q4FY23
Q-o-Q
Q1FY23
Y-o-Y
FY23
FY22
Y-o-Y
299.1
285.2
313.8
1,174.3
1,162.7
154.4
150.4
148.1
580.3
539.5
144.7
134.8
7%
165.7
(13%)
594.1
623.2
(5%)
0.3
4.1
0.4
5.3
11.6
Total Income
145.0
138.8
4%
166.1
(13%)
599.4
634.8
(6%)
Employee Benefits Expense*
63.5
3.5
54.8
177.8
205.0
Depreciation and Amortization Expense
7.9
9.2
9.9
39.6
35.4
Other Expenses
43.9
53.5
37.3
183.8
132.2
Total operating expenses
115.3
66.2
74%
102.0
13%
401.1
372.6
8%
Pre-provision operating profit
29.7
72.6
(59%)
64.1
(54%)
198.3
262.1 (24%)
ECL Provision
(21.1)
(6.3)
(457.9)
(527.0)
578.9
Write offs
9.2
1.6
455.6
486.6
579.6
Credit costs
(11.9)
(4.7)
153%
(2.3)
411%
(40.4)
1,158.5 (103%)
Profit before tax
41.6
77.3
(46%)
66.4
(37%)
238.6
(896.4) (127%)
Tax
2.7
1.3
5.5
13.5
(159.9)
Profit after tax
38.9
76.0
(49%)
60.9
(36%)
225.2
(736.5) (131%)
*Q4FY23 and FY23 includes reversal of 50.5 crore & 44.2 crore on account of cancellation of unvested ESOPS
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