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NPA Provision Company Overview Business Overview Earnings Prudential Provisioning Policy Digital Penetration Strategy Asset Classification RBI Norms Our Norms Secured 15% 25% Sub Standard Assets Prudential Provisions Amount (in Cr) Unsecured 25% 50% NPA Provision 67 Doubtful Assets Secured 25% 50% (Up to one year) Others 106 Unsecured 100% 100% Total 173 Doubtful Assets (One to three years) Doubtful Assets (More than three years) Loss Assets Secured 40% 100% Tax 43 Unsecured 100% 100% After Tax Impact 130 Secured/Unsecured 100% 100% Secured/Unsecured 100% 100% CSB Bank Investor Presentation Q2 FY24 5 CSB Bank Trusted Heritage Smart Future

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