Investor Presentaiton

International Banking - Regional Growth Revenues (TEB) ($ millions) +6% Average Loans & Acceptances ($ billions) +4% Y/Y Y/Y 33 32 33 33 2,586 2,618 2,469 -103 -110 -102 72 71 77 786 774 761 Q2/16 Q1/17 Q2/17 Latin America ■Caribbean & Central America Constant FX 1,606 1,697 1,734 Retail Commercial1 Total Loan Volumes Y/Y Latin America 11% 0% 5% Q2/16 Q1/17 Asia Q2/17 C&CA -1% -3% -2% ■Caribbean & Central America Total 7% -1% 3% Latin America (1) Excludes bankers acceptances 21 21 Commercial loans increased 4% Q/Q Scotiabank®

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