Investor Presentaiton
Funding Structure
Analysis of Liabilities and Equity (€ bn)
Funding from Central Banks
Total equity
ECB funding
■Other liabilities
■ ELA
■Customer deposits
■ELA funding (€ bn) ECB funding (€ bn)
11,40
11,11 11,16 10,96 10,91
10,18
1,30
1,40 1,40
1,40
8,60
30,35
8,28
29,38
7,70
28,56
11,40 11,11
0,92
0,88
27,48
9,86
26,79
9,56 9,51
0,80
8,78
7,68
7,40
6,90
14,97
14,07
13,80
13,33
13,17
1,40
1,40
1,40
0,92
0,88
9,56
9,51
8,78
7,68
7,40
Apr-2013 Jun-2013 Sep-2013 Dec-2013 Mar-2014 Jun-2014 Sep-2014 Dec-2014 Mar-2015
1,86
Funding structure dented by the bail-in and the
Laiki acquisition. At 31 December 2014, customer
deposits and Eurosystem funding accounted for
49% and 31% of assets, respectively
At 31 December 2014, Eurosystem funding at
€8,28 bn, comprising ELA of €7,4 bn and ECB
funding of €880 mn; ELA and ECB funding were
reduced further by €500 mn and €80 mn,
respectively, post 31 December 2014
The Group has reduced ELA by €4,5 bn since the
peak of €11,4 bn at April 2013 and in tandem
managed to absorb a significant reduction in its
deposit base
1,76
1,68
1,64
1,77
3,79
2,74
2,76
2,81
3,48
31.12.13
31.03.14
30.06.14
30.09.14
31.12.14
Bank of Cyprus
KOINO
WKYпPIW
2235
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