2021 VONB Performance and Strategic Highlights

High-Quality Diversified Earnings Driving 12% CAGR in OPAT 12% 2% TWPI by Premium Type OPAT ($m) AIA Renewal Premiums 98% Regular Premiums First Year Premiums 86% 10% Single Premiums Sources of IFRS Operating Profit 15% Insurance and Fee-based High-Quality Earnings Mix 59% Participating and Spread 26% Return on Net Worth Notes: For 2021 (1) Operating profit before tax and before Group Corporate Centre expenses 6,409 CAGR 5,942 5,689 5,298 12% 4,635 3,981 3,556 3,248 2,839 2,244 2,441 1,900 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 55 59

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